Fast Personal Loans Online
"Get the cash you need without the hassle—apply once, connect with multiple lenders, and watch your options grow!"
A personal loan is a versatile form of unsecured credit that can be used for various purposes, including debt consolidation, home renovation, wedding expenses, or any other personal financial need. Borrowers receive a lump sum amount upfront, which they repay in fixed installments over a predetermined period, typically ranging from one to seven years. Interest rates may vary based on factors such as credit score, income level, and repayment tenure.
Borrowers receive a lump sum amount upfront, which they repay in fixed installments over a predetermined period, typically ranging from one to seven years.
Loan Repayment Example
For instance, if a person applies for a loan of Rs. 4.5 lakhs at 15.5% to be repaid in 3 years, the EMI will come to Rs. 15, 710. To know more please read below.
Other Charges
Processing Fee : Starting 1.0% of Loan Amount
Overdue Charges : Starting 2%
Personal loan eligibility
You must have a business, or must be a salaried employee.
Age Minimum : 21 years, Maximum: 58 years.
Must be an Indian Citizen. Minimum monthly income should be Rs. 12,000.
Lending Partners.
"Get the cash you need without the hassle—apply once, connect with multiple lenders, and watch your options grow!"
Interest, Tenure and Charges
Maximum annual percentage interest rate (APR) of 35%
Tenure ranging from 10 months to 60 months
Your one-time processing fee will be 1% of total laon amount
Payment Example
For an approved loan amount of Rs.50,000 at an interest of 15% for a tenure of 12 months, the total of all the payments would be Rs.54,155.
Approved Loan Amount Rs.50,000
Loan Tenure 12 months
Total of all payments Rs.54,155
Principal Rs.50,000
One-time Processing Fee Rs.500 + gst
Total Interest Amount Rs. 4,155
The above example shows the schedule for a customer who makes all the suggested payments on time with a minimum payment of 15% of initial outstanding (principal). Interest Rate varies based on the risk profile of the customer. If you meet our simple loan eligibility criteria, you will receive instant cash in your bank account on the same day.
How It Works?
Address
176, Gayatri Market, Vishal Nagar,Jagtap Dairy,Pimple Nilakh,Aundh Pune Maharashtra 411007
Contacts
info@vityam.com
Registered Address
VASANT, ward no3, Malegaon BK , Baramati, Pune Maharashtra 413115