1. Acceptance of Terms
By accessing or using the website of Vityam Finserve and Technologies IMF Pvt Ltd ("Vityam", "we", "our", "us"), you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any part of these terms, please do not use the website.
2. About Vityam
Vityam is an Insurance Marketing Firm (IMF) registered with the Insurance Regulatory and Development Authority of India (IRDAI). We distribute insurance products of insurance companies with whom we have a valid tie-up and provide advisory and risk management services.
3. No Insurance Contract on this Website
The information on this website is for general information only and does not constitute an offer, advice or recommendation to purchase any insurance product. Issuance of any policy is subject to underwriting, documentation and the terms and conditions of the respective insurance company.
4. Accuracy of Information
While we make every reasonable effort to ensure the information on this website is accurate and up to date, Vityam makes no warranty, express or implied, regarding its completeness, accuracy or suitability. Insurance product features, premiums and benefits are subject to change and governed by the policy document of the insurer.
5. User Responsibilities
You agree to provide accurate, current and complete information in any form you submit on this website. Providing false or misleading information may result in refusal of services and, in the case of insurance, may affect policy validity and claims.
6. Intellectual Property
All content on this website — including text, graphics, logos, icons and images — is the property of Vityam or its licensors and is protected by applicable copyright and trademark law. You may not reproduce, distribute, modify or create derivative works from this content without written permission.
7. Third-Party Links
This website may contain links to third-party websites, including insurance company portals. Vityam is not responsible for the content, privacy practices or terms of use of any third-party website.
8. Limitation of Liability
To the maximum extent permitted by law, Vityam and its directors, employees and authorised representatives shall not be liable for any direct, indirect, incidental, consequential or special damages arising out of your use of, or inability to use, this website.
9. Indemnification
You agree to indemnify and hold harmless Vityam, its directors, employees and authorised representatives from any claim, demand, loss or damage arising out of your breach of these Terms or misuse of this website.
10. Governing Law & Jurisdiction
These Terms shall be governed by the laws of India. Any dispute arising from or in connection with the use of this website or our services shall be subject to the exclusive jurisdiction of the courts at Baramati, Pune, Maharashtra.
11. Changes to the Terms
Vityam reserves the right to modify these Terms at any time. Updates will be posted on this page with a revised effective date. Your continued use of the website after any change constitutes acceptance of the updated Terms.
12. Contact
For any questions regarding these Terms, contact: Vityam Finserve and Technologies IMF Pvt Ltd, Suryanagari, Pencil Chowk, Baramati, Pune, Maharashtra 413102 · Email: info@vityam.com · Phone: +91 8208713376.